Procure Smart

Switch Your Card Payments Provider

Switch and save with Procure Smart

Card payments contracts the smart way.

The card payments providers market features players coming from different angles.  From traditional banks to terminal-first providers and digital-first platforms.  

But, which supplier is the right one for your business? 

It can be hard for businesses to accurately project the cost of taking payments due to the inconsistent nature of how fees are applied across suppliers.  That’s why it pays to work with an impartial expert to help you plot the most cost-effective course.

We know how busy business owners are.  You don’t have time to get your head around an entire market.  That’s why we offer a fast, transparent and efficient service to assess your requirements and present appropriate deals.

You submit your details and speak to one of our experts

We find you great deals with the right features

You enjoy the savings, safe in the knowledge each payment is optimised

Stay smart with our helpful card payments blogs

We believe in helping our customers become as knowledgeable as possible when it comes to B2B procurement.  Below are some of our most helpful pieces to help you make the right card payments contracts decisions.

From sole traders to large multinationals, Procure Smart can help businesses of all sizes switch and save.

Contracted or pay as you go card machine?

Our team breaks down the difference between PAYG and Contracted card machines and reveal the impact your revenue will have.

Colleagues gathered around a wooden table strategising

Avoiding hidden card payment charges

Most customer-facing businesses use card payment terminals in their day-to-day commercial activities; but many do not understand their card payment charges and how to predict or avoid increases.

Procure Smart's Card Payments Glossary

We’ve put together a handy glossary of terms to help make some of those tricky card payments terminologies just that little bit easier.

Frequently Asked Questions

We hope these questions help, if you’re still unsure, please get in touch with us and we can answer your question.

Procure Smart is a dedicated team of switching experts, created to help businesses like yours switch key areas of expenditure to save money.

Procure Smart’s team have been saving businesses money for more than 10 years.  We understand that leaders are under more financial pressure than ever.

As a result, we have created a super-easy process for our experts to gather the necessary information to assess your costs and investigate savings, fast.

Speak to us today for a FREE, no-obligation assessment.

Smarter business switching.

As with all of our services, thinking holistically can deliver as much as improved rates.  For example, we have customers who have virtualised their solutions to save huge sums on payment machines.

  • Face to face payments – Regardless of your requirements, we offer packages tailormade to fit your business needs, including portable, fixed and mobile terminals.
  • Online payments – Maximise the e-commerce potential of your business with our wide range of e-solutions including eCommerce, Hosted Form, API Integration and Shopping Cart plugins.
  • Terminal care packages – End-to-end account management service with industry experts on hand.
  • Mail order telephone – Our accessible and secure virtual terminal enables your business to take payments over the phone by mail order or online.

All you need to do is upload your terminal and transaction statements to our web form and then our team will undertake a complete audit of your billing.

We’ll contact you by phone to ensure we’ve got the right picture of your requirements.

Once we have this information, we will then approach the market on your behalf to negotiate a tailor-made cost-effective solution that adheres to your every business need. 

It really is dependent on your current contract. and how long is remaining.

A 90 days termination notice is standard for most electronic card payment suppliers, so its important to start exploring new providers well in advance.  Termination notices and other administration obligations mean it can pay to work with an expert to expedite your switch. 

It’s common for many businesses to overspend on their electronic card payments. This is predominantly down to businesses not fully understanding the breakdown of costs or taking the wrong option when presented with a Pay-As-You-Go (PAYG) or fixed contract.

We can save our customers as much as 40% on their fees. 

The official PCI Compliance website describes PCI DSS as follows:

“The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that ALL companies that accept, process, store or transmit credit card information maintain a secure environment.”

Of course you can!

Many UK businesses lack the inhouse resources to efficiently procure the services they need. As a result, many businesses end up paying way above the going rate without realising it.

Firms like Procure Smart can undertake a comprehensive audit of your business’ procurement needs and identify areas of your business where savings can easily be made.

Just like comparison websites, Procure Smart earns commission as a proportion of your spend for each referral we make to a supplier.  For most service types, we will not bill you directly.  More detail can be found in our terms and conditions.

Card payment symbol of a credit card shape

Switch Your Card Payments contract