All business service bills have a reputation for being overly complicated. In 2026, we launched our brand new Card Payments offering, and, as with all our services, we want to make everything as straightforward as possible for you and your business. We hope this short guide will help you on your way to understanding your terminal lease and payment fees.
Acquirers charge businesses differing rates for the 6 main card types:
• Visa Debit
• Mastercard Debit
• Visa Credit
• Mastercard Credit
• Visa Business
• Mastercard Business
Then, they often add:
• Authorisation/Transaction fees (these are often headline rates which cost you more! Learn about it.)
• Card not present fees
• Refund fees
• Faster payment fees
• PCI Compliance fees
• Non-compliance fees
The business must also pay for its card machine, normally via a monthly lease payment.
Check out this example bill:
Procure Smart’s unique offering means we are able to adjust all of these charges to suit your business and potentially save you money. All we need is your most recent transaction summary. Upload yours today using the form below.
To find out more or if you have any questions about your charges, get in touch with our experts today on 0330 822 1681.
